DISCLAIMER
Disclaimer (Effective May 1, 2025)
This website is owned and operated by Holly D. Gray (“Company,” “we,” or “us”).
This Disclaimer, along with our Terms of Use and Privacy Policy, governs your access to and use of hollydgray.com, including any content, functionality, and services offered on or through hollydgray.com (the “Website”), whether as a guest or a registered user.
Please read this Disclaimer carefully before using the Website. By accessing or using the Website, or by clicking to accept or agree to the Terms of Use when prompted, you accept and agree to be bound by this Disclaimer. If you do not agree to the Disclaimer, you must not access or use the Website.
For Educational and Informational Purposes Only
The content provided on this Website, including downloadable resources, is intended solely for educational and informational purposes.
Not Legal Advice
While professionals at the Company may be attorneys and content may address legal topics, the information provided is not legal advice and should not be treated as such. It is not a substitute for legal counsel from a qualified attorney who understands the specific facts of your situation. You are strongly encouraged to consult with a licensed attorney before taking any legal actions. The Company and its attorneys are not liable for any errors or omissions or for any outcomes resulting from reliance on this Website.
Not Financial Advice
Content on this Website related to financial matters is not financial advice. Even if financial professionals are involved in content creation, the materials are general in nature and not tailored to your personal circumstances. You should consult with a licensed financial advisor before making financial decisions. The Company disclaims all liability related to your financial choices based on this Website.
Not Tax Advice
Nothing on this Website should be interpreted as tax advice. While tax professionals may contribute to the content, you must consult a licensed tax advisor who understands your personal tax situation. The Company is not liable for any outcomes from reliance on the tax-related content of this Website.
Not Medical or Health Advice
Any health or wellness-related content is not medical advice. Even when written by individuals familiar with health topics, it does not replace guidance from a qualified healthcare provider. Always consult a licensed medical professional regarding health concerns. The Company is not responsible for any adverse consequences from decisions made based on this content.
Not Professional Advice
Although some contributors may be professionals, the content is not a substitute for individualized professional advice. You are responsible for consulting with the appropriate professional regarding your specific situation. The Company is not liable for any damages from your reliance on this content.
No Professional-Client Relationship
Use of this Website does not create a professional-client relationship. We cannot accept you as a client without a mutual agreement, including a signed contract and fee arrangement. Simply using this Website or interacting with its content does not establish such a relationship.
User’s Personal Responsibility
You agree to use your judgment and conduct due diligence before acting on any information found on this Website. You assume full responsibility for the results of your actions and any harm or damage resulting from your use or non-use of the Website content.
No Guarantees
We make no guarantees about the outcomes of your use of our content or services. Results vary based on individual circumstances, and your success depends on your own efforts and situation. Prior results do not guarantee similar outcomes for others.
Errors and Omissions
While we strive to provide accurate, up-to-date information, we cannot guarantee that everything on this Website is error-free or current. You agree not to rely solely on this Website and to verify all information before taking action.
Reviews
From time to time, we may review products, services, or resources. These reflect the good-faith opinions of the reviewer. Occasionally, products or services may be provided for free or at a discount in exchange for a review. Any such relationships will be disclosed. You are encouraged to conduct your own due diligence before relying on any reviews.
Affiliate Links
This Website may include affiliate links, meaning we may earn a commission if you purchase through those links. We only promote affiliates we believe in, but you are responsible for determining whether any affiliate offer suits your needs. We will disclose when a link is an affiliate link.
No Endorsements
References to third parties do not constitute endorsements. The Company does not guarantee the accuracy of third-party information. You are responsible for evaluating these parties on your own.
Testimonials
Testimonials reflect real client and customer experiences but are not necessarily typical. Results vary and no testimonial should be seen as a guarantee of success.
Earnings Disclaimer
From time to time, the Company may share success stories from past clients. These examples do not guarantee similar outcomes. Your results depend on many factors, including your experience, effort, and market conditions. The Company does not promise income or business success and is not responsible for outcomes based on your use of our resources.
No Warranties
THE COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND REGARDING THE OPERATION OR CONTENT OF THIS WEBSITE. TO THE FULLEST EXTENT PERMITTED BY LAW, ALL WARRANTIES—EXPRESS OR IMPLIED—INCLUDING WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, ARE DISCLAIMED.
Limitation of Liability
YOU AGREE TO HOLD THE COMPANY HARMLESS FOR ANY LOSSES OR DAMAGES ARISING FROM YOUR USE OF THIS WEBSITE OR THE CONTENT AVAILABLE THROUGH IT. THIS LIMITATION APPLIES TO ALL FORMS OF LIABILITY, INCLUDING DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES.
IF YOU ARE DISSATISFIED WITH THE WEBSITE OR THESE TERMS, YOUR SOLE REMEDY IS TO STOP USING THE WEBSITE.
Contact Us
If you have any questions regarding this Disclaimer, you may contact us at:
Made of Gray
Email: holly@madeofgray.com
Effective as of May 1, 2025